What is Wealth Management?
In simple terms it is the means by which we take control of our assets during and after our lifetime. Everyone has some form of Wealth however it means different things to different people and effective solutions and management of expectations needs expert advice and guidance.
We can place Wealth Management into 4 categories;
Creation – There are many different ways to CREATE wealth, from looking for the best rates on your savings, to a more complex understanding of how to structure an Investment or Pension portfolio which aims to grow your Wealth for the longer term. We can help you make informed decisions about the best options for you.
Management – Regular face to face meetings with a trusted financial adviser who has a clear understanding of your personal objectives and can make recommendations to accommodate changes in your circumstances is vital to long term success.
Protection – Putting in place measures to protect you and your assets against various forms of risk, therefore helping your longer term objectives be delivered. Whatever happens in life, we can work with you to make sure that you and your family is provided for.
Distribution – We will work with you to create, manage and protect your Wealth during your lifetime however it is also necessary to distribute your Wealth after you have passed away. Decisions about the distribution of your Wealth should be taken during your lifetime and most importantly whilst you retain the capacity to do so. Who would you prefer to be the beneficiary of your wealth, HMRC or your family, friends and charities? Want to secure your peace of mind? Why not call our friendly team today on Guildford 01483 654135 to book your free consultation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Equities do not have the security of capital which is characteristic of a deposit with a bank or building society.