Protection Planning & Advice
Financial planning is not only about growing your money. It is also about protecting the people and things that matter if something unexpected happens.
How Would Your Family Manage Financially If Your Income Suddenly Stopped?
Ensuring robust safety nets are in place guarantees that debt, living costs, and lifestyle goals remain secure through life’s unexpected challenges.
Do I have enough life cover?
Your circumstances may have changed since your existing policy was arranged.
Your mortgage, income, family responsibilities and overall financial position should all be considered when reviewing your cover.
What happens if I cannot work?
For many households, their income is their most important financial asset.
Income protection can provide an income if you are unable to work due to illness or injury, subject to the terms of the policy.
What is critical illness cover?
Critical illness cover is designed to provide a payment if you are diagnosed with one of the specified illnesses covered by the policy.
It is different from income protection and serves a different purpose.
Do business owners need protection planning?
Business owners can have additional responsibilities.
Protection may need to consider both personal and business circumstances.
Should I review my existing cover?
Yes, particularly after buying a property, having children, changing jobs, starting a business or experiencing a significant change in income.
Important Insurance Protection Notice:
Protection policies typically have no cash-in value at any time and will cease without value if premiums are not maintained.
Cover is subject to underwriting, policy terms, definitions, and medical conditions specified by the provider. Plans that pay out on critical illness cover only pay on specified conditions as outlined in individual policy details. Corcillium Wealth Management is authorised and regulated by the Financial Conduct Authority (FCA).
Check Whether Your Cover Remains Appropriate
If you want to check whether your existing protection remains appropriate, contact Corcillium Wealth Management to arrange a conversation.
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