First Time Buyers Troubles & Woes

With a global pandemic and a huge amount of businesses struggling over the last 2 years due to the current situation it seems that the UK property marketplace has seen even further increases in value making it even harder for first time buyers to get on the property ladder. Affordable housing is going up all over the country and although defined by the powers that be is it really affordable…

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Would you like to give your children £1,000,000?

Would you like to give your children £1,000,000? What would you do if your parents arranged a lump sum of £1,000,000 for you when you reached age 65? Re-evaluate your retirement options, upsize / downsize your property, spend more time with your family, change your car etc etc.  Quite simply you’d have more options open to you for you to decide what yours and your families future may look like.…

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How would you like an extra £250 each year.

There are various tax allowances that can be claimed, in this edition I want to highlight the Marriage & Married couple’s allowance.I quite often encounter married couples who have different levels of tax due to their earnings. Let’s start with the level of tax someone would need to pay Income £0 – £12500 no income tax due  £12,500 – £50,000 income tax due at 20% £50,000 – £150,000 income tax due at 40%…

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End of Tax Year Financial Planning

As we fast approach the end of the tax year 2020 – 2021 there is a lot to look back on over the last year, clearly COVID-19 has had a big impact on many lives up and down the country.  We want to highlight some simple Financial Planning considerations that can help now and moving forward.  Please be aware you only have up until the 5th April 2021 before these allowances…

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